Claims Strategy

Why Most DBA Claims Come From Accidents, Not Combat — And Why That Matters

The majority of Defense Base Act claims have nothing to do with enemy action. Vehicle accidents, falls, heavy equipment injuries and toxic exposure account for the bulk of overseas contractor claims.

Published March 17, 2025 9 min read
Construction site safety overseas

When most people think of overseas contractor injuries, they think of explosions, ambushes, and hostile fire. The reality is strikingly different. According to Department of Labor data and claims practice experience, the overwhelming majority of DBA claims arise from entirely mundane causes — the same kinds of accidents that happen on construction sites, in warehouses, and on roads anywhere in the world.

The Real Statistics

Vehicle accidents are consistently the leading cause of DBA claims, followed by slips, trips and falls, heavy equipment injuries, and manual handling incidents. Toxic exposure — particularly from burn pits and contaminated water sources — has become an increasingly significant category following the PACT Act. Combat and hostile action claims, while serious, represent a relatively small proportion of the total.

Why This Matters for Attorneys

Understanding the predominance of non-combat claims has important practical implications. First, it expands the potential claimant pool significantly — many contractors who were injured in what appeared to be ordinary workplace accidents may not realise they have DBA entitlements. Second, non-combat claims often involve cleaner liability questions, since there is no disputed hostile intent involved. Third, the medical evidence requirements are often more straightforward.

Common Non-Combat Injury Scenarios

A logistics contractor falls from a loading dock at a forward operating base. A construction worker operating a generator develops significant hearing loss. A kitchen worker sustains a serious back injury lifting heavy equipment. A driver is injured when a military vehicle is involved in a road traffic accident during a base transfer. An IT technician develops respiratory disease from prolonged exposure to burn pit smoke. Every one of these scenarios gives rise to a potential DBA claim.

The Documentation Challenge

One challenge specific to overseas workplace accidents is documentation. Incident reports may not have been filed, medical treatment may have been provided in-country and inadequately recorded, and witnesses may be scattered across different contractor organisations. Building a robust claim in these circumstances requires early and thorough investigation.